Archive for the 'Buying Real Estate' Category
National Night Out Tonight in Bryan/College Station
October 4th, 2011 categories: Buying Real Estate, Community Events, Kids, Family & Personal Stuff, Selling Real Estate, The Realtor's Life
[youtube]http://www.youtube.com/watch?v=8vVWiXnftgE[/youtube] Tonight is National Night Out in Bryan/College Station, so get out and meet your neighbors. We live in one of the safest cities in the country, however crime still does occur, so what can we do to curb the small amount of crime that rears it's head every once in a while....get to know your neighbors! Tonight is the night to do just that. There will be National Night Out parties in different parks and subdivisions around the cities, so look for the signs. If your subdivision does not have a party tonight, then just get out and meet your neighbors so that you know who belongs and who doesn't . There is no better way to stay safe than to get to know the people who live around you, so get out there Aggieland and meet your neighbors! For all your real estate needs, give me, Farrah Spears, a call at 979-229-0919 Farrah Spears 979-229-0919 farrahs@century21bcs.com| Discussion: Your Comments Please »
Home buying Help for Heroes
August 25th, 2011 categories: Buying Real Estate
Part of the American Dream is owning your own home, now there is a program to help America's heroes achieve that part of the dream. Active duty personnel (Active Duty, Reserve & National Guard), employees of the U.S. Departments of Homeland Security & Defense, and Veterans are eligible to qualify for the Dream Makers Program by the Pentagon Federal Credit Union Foundation. This program allows qualifying first time home buyers to receive a grant of up to $5,000 for a down payment and closing costs. Do you qualify? You are eligible if: You are active or former Military - Active Duty, Reserve, National Guard, Veteran, DoD or DHS You are a first time home buyer. Or have not owned a home in 3 years or have lost your home through divorce or natural disaster. Your gross household income, that you use to qualify for your mortgage is: A maximum of $55,000 per year or a max of 80% of the median income of your community based on your family size Now that you know that you are eligible, then what? (more...)| Discussion: Your Comments Please »
Bridal Registry List: Toaster, Blender, New Home?
August 16th, 2011 categories: Buying Real Estate, Real Estate News
Seems like asking a lot of your wedding guests, huh? With the FHA’s little known Bridal Registry program, it isn’t that wild of an idea. Young couples are in need of lots of items when starting their new partnership. What is one of the most important things they need? A roof over their head! Couples can start off on the right foot towards homeownership by establishing a FHA Bridal Registry account. The program, started in 1996, has been recently changed to make it easier for newlyweds to put their wedding gifts towards a home purchase. You can apply these funds towards a down payment on a FHA loan, and even earn interest before you make the purchase! How to get started: Visit your choice of FHA lender and set up a savings account for the down payment Give your friends and family the banking info on where their gifts can be deposited You can even put gifts received by Uncle Joe who didn’t want to bother with the bank in the registry account All of the funds can be used towards a FHA down payment You don’t even have to tie the knot before you can close on your new home with this program! The biggest advantage of...| Discussion: Your Comments Please »
Brazos Valley Confusion About Pre-qualification and Pre-Approval
May 17th, 2011 categories: Buying Real Estate
If you are looking into getting a loan in the Brazos Valley there are some things you need to understand before you get too far into the process. Many people are confused about the difference between pre-qualification and pre-approval. Pre-qualification is an estimate (using information not usually verified) concerning the mortgage amount you can be approved for. Pre-qualification is a "test run" of the loan application process. Pre-approval includes an application fee and will require a complete application. Pre-approval is also different from pre-qualification because it is the bank's guarantee of the amount they will lend you toward a home, if of course all requirements for the loan are met. It is important to talk with a reputable lender before you start your search for a home. Getting pre-approved before you start your home search will help you save time and when you are ready to make an offer it also shows the seller you are more serious about buying a home. So, when you need a GREAT lender let us know! We will be happy to make a few suggestions.| Discussion: 2 Comments »
Tips For House Hunting In the Brazos Valley
April 30th, 2011 categories: Buying Real Estate
When you are looking for a home in the Brazos Valley it is important to know what your getting into. When you first go to look at a home you should bring a camera and a spouse, friend, family member or someone you are close with. It is important to take notes of each house and take pictures of the house so you are able to look back at what you saw in case you forget. (more...)| Discussion: 1 Comment »
Common Mistakes For First-Time Homebuyers In The Brazos Valley
April 29th, 2011 categories: Buying Real Estate
Buying a home is a huge step whether it is your first time or one of many times you have experienced this! Making the fewest amount of mistakes possible or no mistakes at all is what your goal should be! I have listed five common mistakes for first time homebuyers. These mistakes have been provided by the National Association of REALTORS. 1. Buyers do not ask enough questions of their lender. When this happens they miss out on the best deal. Ask your lender about any questions or concerns you have. Your lender will have information (more...)| Discussion: Your Comments Please »
