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(979) 764-2100 Century 21 Beal Inc.

Mortgage Help Category

The Century Tree Reader Peaceful Roommate Living Tips

Renting a place alone is often too expensive and can be lonely. Sharing an apartment or duplex with a roommate is necessary to cut the cost, especially for those just starting out in the “real world” and those attending Texas A&M and Blinn. With today's economy, saving money on living is tremendously helpful. Sharing your living experience with someone is a terrific way to bond and form relationships. Most of the time roommates form strong friendships that can last a...Continue Reading!

The Century Tree Reader Real Estate Owned – REO – Foreclosures in Bryan College Station

REO stands for Real Estate Owned which is a property that is sent back to the mortgage company after foreclosure. Foreclosure results when an owner fails to make payments on a property. The lending institution is then allowed to put the home or property up for sale in an attempt to make back some of the money lost from the former owner’s failure to pay. Wells Fargo is one of the many lenders that owns foreclosures in Bryan and...Continue Reading!

The Century Tree Reader Facing Mortgage Lenders in Post-Recession America

Let’s face it — the mortgage approval process has changed since our country’s last recession whether you live in Bryan, College Station or New York. And these changes have certainly not made the process any easier. Yet, perhaps the conventional conclusion on which aspect of the process has grown difficult can be set aside. Actually securing mortgage approval isn’t where the complication comes in: it’s the rigorous, wearisome process of meeting the documentation requirements. And these requirements are now the...Continue Reading!

The Century Tree Reader How You Can Protest Property Taxes in Brazos County

Tax assessors in Brazos County are the ones that determine your property taxes by appraising the market value of your property in Bryan and College Station. Should there be any doubt, talk to your appraisal district staff with regard to your property's value and items which don't understand. Contention can be made if you think the appraised value placed on your property is too high. Here are a few suggestions that can be of great help in achieving a successful appeal. (1)...Continue Reading!

The Century Tree Reader Possible Remedies on Brazos County Property Taxes

Property taxes are determined by a percentage of your property value. Majority of people pay their Brazos County property taxes annually without having a second thought as to how the amount due was decided. And most people pay it through their mortgage company in their monthly mortgage payments.  Your property value is decided through the local tax assessor's office so GET INVOLVED! When you find yourself dissatisfied with the appraised value assigned to your property, you can make an appeal to...Continue Reading!

The Century Tree Reader Advantages of Receiving Pre-Approval In The Bryan-College Station Area

If you are looking to buy a home in the Brazos Valley it is a good idea to receive a pre-approval. A pre-approval helps you get an idea of what price home you can afford and what type of mortgage you will qualify for. Your mortgage amount will be based on the purchase price of your home, your down payment and other factors.This is helpful for anyone interested in buying a home so you do not waste your time looking...Continue Reading!