Surprise Visit to Century 21 Beal by A&M Consolidated High School Vocal Ensemble
December 16th, 2011 categories: Schools
Century 21 Beal was suprised yesterday by the A&M Consolidated High School Vocal Ensemble who performed beautiful Christmas songs. We LOVED having them at our office! [youtube]http://www.youtube.com/watch?v=rfsWd_1f440[/youtube] Thank you Michelle Taylor for arranging it! Susan| Discussion: Your Comments Please »
Short Sales – What Kind Of Affect Will It Have On Me Now And In The Future
November 23rd, 2011 categories: Foreclosures, Short Sales
If you are living in an area that has many "Short Sale" home sales occurring (and foreclosures) this is certainly affecting the value of your Real Estate. When there is a "Short Sale" the lien holders allow the owners to sell their home for less than what is owed and in many cases for less than current market value. As you can imagine this lowers the market value. During this process the market value will be driven lower. This will continue until the Foreclosure Sales and Short Sales taper off. If you own a home and have made a decision to go through with a "Short Sale" there are some important things you need to know. What is my future debt responsibility? What are my tax implications? How will this affect my credit now and in the future? These are all questions that can be answered by me or I will direct you on. Another issue is the credit that is affected during a "Short Sale". If a "Short Sale" is negotiated but a delinquency is reported, the credit would be affected approximately 50-140 points. The score will also depend on the amount of late or non-payments made before the close of escrow. When a home is foreclosed...| Discussion: Your Comments Please »
Support Bryan College Station Businesses and Get $25 FREE This Saturday!
November 23rd, 2011 categories: Community Events, Kids, Family & Personal Stuff
American Express is giving a one time $25 statement credit when you register an eligible American Express Card and use that card for a pruchase of $25 or more a at a small business November 26th. Of course restrictions apply but WOW what a boom for both the consumer and Bryan College Station small businesses! This is the 2nd Annual Small Business Saturday supported by American Express. This is our Pledge to Shop Small. If we all shop small, it will be HUGE! Wonder what businesses are eligible? American Express says.... "Eligible small business merchants are independently owned small businesses located in the United States that accept the American Express Card. Purchases made at large or national chain stores, at franchised business locations and at government agencies are not eligible. Prepaid, Corporate Cards and ExpressPay transactions are not eligible. " After you register your card on American Express look on Facebook (click the links to get to the sites you need) and you can search by zip code to see which small businesses are available. I found most local smaller businesses (that take the American Express card) are on the list! A friend of mine sent me an email a while back about...| Discussion: Your Comments Please »
Have You Seen Realtor Farrah Spears With Her Boots On in College Station?
November 22nd, 2011 categories: Castlegate
[youtube]http://www.youtube.com/watch?v=juaIbe8EniY[/youtube] If you haven't seen Farrah Spears, Realtor with Century 21 Beal, with her boots on checkout this video!!! Farrah has helped bring awareness and support to the Boot Campaign in Bryan College Station. The campaign was started by the Boot Girls! Check out the campaign and thank Farrah for her support of the troops! Aggieland Boot Campaign Get Your Boots On & Support Our Troops| Discussion: Your Comments Please »
Getting Started On A Short Sale In The Brazos Valley
November 22nd, 2011 categories: Short Sales
When a short sale is your only option there are are some guidelines you need to follow and specific people you need to talk to. The lender/loan servicer needs to be contacted as soon as possible. When there is a situation that the payments have not been made towards the mortgage for a significant amount of time and/or there has been a Notice of Trustee Sale recorded, there is more difficulty when trying to complete a short sale. It is a good idea for the homeowner to meet with a real estate attorney and a qualified tax adviser to have a clear understanding of their individual situation. The homeowner needs to have their information ready before meeting with the mortgage company. The homeowner needs to have an explanation ready regarding their current financial situation and demonstrate their inability to make mortgage payments. There are many short sale programs that can be found on the internet available to people looking into short sales. Susan Hilton Short Sale or Foreclosure in Bryan College Station Does it Really Matter? Short Sale or Foreclosure in Bryan College Station Part 2 Certified Distressed Property Expert in Bryan College Station Texas Do I Qualify for a Short Sale in Bryan College Station? Don’t Let Them...| Discussion: Your Comments Please »
After a Foreclosure How Long Do I Have to Wait to Purchase Again?
November 22nd, 2011 categories: Foreclosures, Short Sales
After a foreclosure in Bryan/College Station, Tx how long do you have to wait before you buy another home using Fannie Mae's money? Wait.... did you ever borrow money from Fannie Mae in the beginning? Who is this Fannie Mae? After a foreclosure Fannie Mae is telling us that you will normally have to wait 7 years before you can purchase another home using money from Fannie Mae. (See chart) Of course if there are extenuating circumstances (who knows what those could be) you could possibly get another loan in 3 years with additional requirements. With a Short Sale the wait is substantially shorter! Fannie Mae is a private institution that is federally backed. (seems kind of screwed up doesn't it!) They are the LARGEST originator of home loans in the country so you really don't want to rule them out as potential lenders. If you have questions about which is better for you - Short Sale or Foreclosure or if you are behind in your house payments or just need to sell - CALL ME! 97-764-2100 Short Sale or Foreclosure in Bryan College Station Does it Really Matter? Short Sale or Foreclosure in Bryan College Station Part 2 Certified Distressed Property Expert in Bryan College Station Texas Do...| Discussion: Your Comments Please »
