Surprise Visit to Century 21 Beal by A&M Consolidated High School Vocal Ensemble
December 16th, 2011 categories: Schools
Century 21 Beal was suprised yesterday by the A&M Consolidated High School Vocal Ensemble who performed beautiful Christmas songs. We LOVED having them at our office!
Thank you Michelle Taylor for arranging it!
Susan
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College Station smartest city in Texas!
November 29th, 2011 categories: Buying Real Estate, Community Events, Kids, Family & Personal Stuff, Market Trends, Selling Real Estate, Texas A&M University, The Realtor's Life
As an Aggie Realtor who works with clients all over the US, I constantly hear Aggie jokes, but who is laughing now? We always talk about how we live in a bubble here in College Station, but did you know that bubble was filled with the smartest people in Texas?
The City of College Station is ranked by The Business Journals as the brainiest city in Texas among those with populations between 50,000 and 100,000. Some 28 percent of College Station residents hold a bachelor’s degree and another 28.23 percent have a graduate or professional degree. A lot of this has to do with Texas A&M faculty as well as so many Aggies staying here after graduation!
The Business Journals ranked 483 mid-sized U.S. cities using 2009 U.S. Census Data. The rankings were based on the percentage of population with each level of educational attainment. Not only were we #1 in Texas, but College Station ranked No. 31 nationally.
So, next time someone makes an Aggie joke, make sure and let them know that they are actually making fun of the smartest city in all of Texas!
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Short Sales – What Kind Of Affect Will It Have On Me Now And In The Future
November 23rd, 2011 categories: Foreclosures, Short Sales
If you are living in an area that has many “Short Sale” home sales occurring (and foreclosures) this is certainly affecting the value of your Real Estate. When there is a “Short Sale” the lien holders allow the owners to sell their home for less than what is owed and in many cases for less than current market value. As you can imagine this lowers the market value. During this process the market value will be driven lower. This will continue until the Foreclosure Sales and Short Sales taper off.
If you own a home and have made a decision to go through with a “Short Sale” there are some important things you need to know.
- What is my future debt responsibility?
- What are my tax implications?
- How will this affect my credit now and in the future?
These are all questions that can be answered by me or I will direct you on.
Another issue is the credit that is affected during a “Short Sale”. If a “Short Sale” is negotiated but a delinquency is reported, the credit would be affected approximately 50-140 points. The score will also depend on the amount of late or non-payments made before the close of escrow. When a home is foreclosed on the credit would be affected approximately 150-300 points and this will stay on the public record for 7 years or more. To find more information on Foreclosure vs. Short Sale in regards to future loan potential, credit history, credit score, current employment, security clearances and future employment visit the Certified Distressed Property Expert at www.cpde.com.
Susan Hilton
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Support Bryan College Station Businesses and Get $25 FREE This Saturday!
November 23rd, 2011 categories: Community Events, Kids, Family & Personal Stuff
American Express is giving a one time $25 statement credit when you register an eligible American Express Card and use that card for a pruchase of $25 or more a at a small business November 26th. Of course restrictions apply but WOW what a boom for both the consumer and Bryan College Station small businesses! This is the 2nd Annual Small Business Saturday supported by American Express. This is our Pledge to Shop Small. If we all shop small, it will be HUGE!
Wonder what businesses are eligible? American Express says…. “Eligible small business merchants are independently owned small businesses located in the United States that accept the American Express Card. Purchases made at large or national chain stores, at franchised business locations and at government agencies are not eligible. Prepaid, Corporate Cards and ExpressPay transactions are not eligible. ”
After you register your card on American Express look on Facebook (click the links to get to the sites you need) and you can search by zip code to see which small businesses are available. I found most local smaller businesses (that take the American Express card) are on the list!
A friend of mine sent me an email a while back about why we should buy local and how much buying local affects our LOCAL Read the rest of this entry »
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Have You Seen Realtor Farrah Spears With Her Boots On in College Station?
November 22nd, 2011 categories: Castlegate
If you haven’t seen Farrah Spears, Realtor with Century 21 Beal, with her boots on checkout this video!!!
Farrah has helped bring awareness and support to the Boot Campaign in Bryan College Station. The campaign was started by the Boot Girls! Check out the campaign and thank Farrah for her support of the troops!
Get Your Boots On & Support Our Troops
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Getting Started On A Short Sale In The Brazos Valley
November 22nd, 2011 categories: Short Sales
When a short sale is your only option there are are some guidelines you need to follow and specific people you need to talk to. The lender/loan servicer needs to be contacted as soon as possible. When there is a situation that the payments have not been made towards the mortgage for a significant amount of time and/or there has been a Notice of Trustee Sale recorded, there is more difficulty when trying to complete a short sale. It is a good idea for the homeowner to meet with a real estate attorney and a qualified tax adviser to have a clear understanding of their individual situation.
The homeowner needs to have their information ready before meeting with the mortgage company. The homeowner needs to have an explanation ready regarding their current financial situation and demonstrate their inability to make mortgage payments. There are many short sale programs that can be found on the internet available to people looking into short sales.
Susan Hilton
- Short Sale or Foreclosure in Bryan College Station Does it Really Matter?
- Short Sale or Foreclosure in Bryan College Station Part 2
- Certified Distressed Property Expert in Bryan College Station Texas
- Do I Qualify for a Short Sale in Bryan College Station? Don’t Let Them Foreclose!
- Are You Behind in Your Mortgage Payment?
- Bryan College Station Foreclosure Specialist Helping Homeowners Avoid Foreclosures CDPE
- Certified Distressed Property Expert in Bryan College Station, Texas
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