Need an FHA Home Loan? What is a 203(b) or 203(K)?

FHA Federal Housing Administration LogoAre you ready to buy a home and need an FHA loan to purchase YOUR dream home in Bryan or College Station? Do you know which kind you need?

There are really only a couple major kinds of FHA loans used much anymore. The main loan that borrowers use is called an FHA 203(b). This loan offers a low down payment and flexible qualifiying guidelines that are typically the easiest for borrowers to obtain. The other type FHA loan is a 203(k) Rehabilitation Loan.  When a 203(k) loan is used it ...

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Posted by Susan Hilton | Discussion: 2 Comments »

Buying a Home: Knowing When You’re Ready & The Lender

Buying a Home, College Station Tx, Raylene Lewis RealtorBuying a home in Bryan, College Station is a fun and exciting process.  If you are prepared, and have the right professional helping you, it will also be low stress.  A home is the place where you can be yourself, showcase your personality, and spend much of your time for the next several years. Your home will likely be the most expensive thing you will ever buy, and you want to make sure you find a place that fits your family's needs, has a good chance of appreciation in value, and does not place ...

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Foreclosure - Short Sale - Is There Really a Difference to Me?

As we see more and more on the national news about foreclosures I am asked more and more questions about the difference between a foreclosure and short sale. Agents, buyers and sellers are forming opinions of how things work in Bryan/College Station based on what they heard.... Believe me, the foreclosure laws are NOT the same in Texas and Michigan! The process is very very different! But, with our unhealthy desire to watch cable news (yes, it is on my television as I type - I'm listening to another story about IndyMac's takeover by the FDIC) we often take pieces ...

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Posted by Susan Hilton | Discussion: 1 Comment »

Where Am I?

Red boxTell me where this is and be for ever known as "The Observant One!" Sorry, but I'm new at this game and I didn't think anyone would want to be known as "Square." The first one to tell me where this is gets a special prize! Hint: This Square has been in the same location for quite some time now, but when I drove by this afternoon it was gone! <a ...

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Posted by Raylene Lewis | Discussion: 1 Comment »

Selling Your Home: Is Offering Incentives Effective?

Buyer Incentives & Selling Your HomeWhen you place your home for sale in Bryan-College Station, you will need to decide if you will be offering any incentives for the sale of the home. There are basically two types of incentives; Buyer incentives and Realtor incentives.

A Buyer incentive is an extra "perk" for the Buyer.  It is something of value that the Seller is offering to entice the Buyer to choose their property over another.  A Realtor incentive is typically a monetary selling bonus for the Realtor who ...

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Posted by Raylene Lewis | Discussion: Leave a Comment »

College Station Golf Course Community - Pebble Creek Market Report Jan - June 2008

The Pebble Creek neighborhood is one of College Station's premier neighborhoods. Pebble Creek is one of the few golf course communities in the Bryan & College Station area.  The neighborhood enjoys a great neighborhood school, an active homeowner association, regular events, a beautiful golf course and an inviting country club. In June there were 12 properties that sold. These properties sold between (more...)

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